Mobile banking, social media, cloud computing. These all are part of the global banking landscape today, and with these innovations come new expectations, says Alessandro Moretti of (ISC)2 and UBS Investment Bank.
Tom Oscherwitz says consumers put themselves at risk by giving out too much personal information that is often used for online banking log-in credentials.
Visa's Eduardo Perez, head of Global Payment System Security, says the EMV chip is an ideal dynamic data technology, but mobile and others offer similar security benefits.
NACHA's CEO says ACH-related fraud is often over-hyped, and occurs far less often than check- and payment card-related fraud. But when corporate accounts are breached, fraudulent ACH transactions lead to big financial losses.
Employment Screen Resources' Lester Rosen says there's no hotter trend in background screening than social media. But just as social networks can be used to screen applicants, they also can be abused.
Investments in mobile offers and channel integration will not be mutually exclusive in 2011, says Jim Pitts. Mobile will actually bring more channels together.
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