Richard Swart is a contributing writer for BankInfoSecurity.com and CUInfoSecurity.com. Swart is currently pursuing Ph.D. in Management Information Systems at Utah State University. His areas of expertise include Information Security program management, including all aspects of governance, risk management and auditing. Recently, he led a nationwide research project comparing the Information Security competencies and skills needed in the industry versus the academic programs. Swart routinely interviews banking regulators, industry leaders and other Information Security practitioners for BankInfoSecurity.com and CUInfoSecurity.com.